Private Lending – Interest Rates Rising

Federal Reserve last week increased interest rates for the fourth time in 2022.  The previous three rate increases already have affected real estate lending rates for Private (Hard Money) Lenders. Borrowers – Should consider locking in private borrowing interest rates prior to another Federal Reserve increase expected in September. Any future Federal Reserve increase inevitability …

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Private Money Investors – Check’s in the Mail

CGF – Investor Advantage1.     Group Participation Loans – Costs less to participate as Investor.2.     Monthly Interest Payments – Auto Pay to Investor bank.3.     Annual investor interest rates ranging from 7% to 9%.4.     Security – First Position Deed of Trust Real Estate Mortgage.5.     Liquidity – Loan range from 6 to 24 months.6.     Self- Directed Retirement Plans …

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Private Lending – Loan to Value

CGF Loan To Value AdvantagesLoan Analysis using Completed Loan to Value Ratios (CLV) along with standard LTV’s.Fix/Flip –Commercial Bldg-Remodels-Land Development achieve higher valued ratios.Borrower upside for better loan terms using estimated completed project values.Investors benefit with current & completed value components in their analysis.CGF’s Most Recently Funds Projects SubdivisionRemodel-Projected Flip Sept. 2022Fix & Flip-Loan $290K – …

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Private & Hard Money Loans

Private lending hard money loans are real estate-based financing where borrower receive funds based on value of real estate.  At CGF a borrower’s credit score, debt/equity ratio, employment, net worth etc. are minor factors in loan decision making process. Our analysis is primarily based on various LTV ratios (Loan to Value) where end of project …

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Real Estate Works!

With many investment markets in flux, Real Estate investing is one commodity with an excellent historical track record of increased values.  In 1855 the first real estate brokerage was established. Throughout the years real estate investments have created income streams for borrowers and investors in a multitude of ways. From 1855 real estate investing has …

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